Money held for 28 days before you apply
On the day you apply online, you must have held the money continuously for 28 days. This means that the account balance must not have dropped below the required amount of money at any time during the 28 day period up to the closing balance. The closing balance (day 28) does not need to be the actual day you apply, but it must be no more than 31 days before you submit your application.
If you submit evidence which covers more than 28 days, the Caseworker or Entry Clearance Officer will only consider money held for the most recent 28 days up to your closing balance. The Caseworker or Entry Clearance Officer will also not consider balances after the date you apply.
If you submit evidence from more than one account, the combined total of all your accounts during the 28-day period before your closing balance will be considered. If the closing balances for your accounts fall on different dates, they will choose the date of one of your closing balances and consider the combined total of all your accounts during the 28 day period up to that date. They will try to choose whichever closing balance date allows you to show that you have maintained the required amount of money for 28 days. They can only choose a closing balance that is within 31 days of the date you submit your immigration application.
For more information about using multiple bank accounts, see the worked example. We recommend you create a spreadsheet and include a printout when you submit your documents to the Home Office.
Law, regulations and policies can change quickly. The information on our website is given in good faith and has been carefully checked but QMUL cannot accept responsibility for any errors or omissions. QMUL is not responsible for the content or reliability of the linked websites which are provided for further information.