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Intercalated Degrees

Intercalation

An intercalated degree gives you the opportunity to incorporate a further degree into your course. This is an option for undergraduate and graduate students enrolled on the MBBS, GEP and BDS programs at Barts and the London School of Medicine and Dentistry.  Barts and London School of Medicine and Dentistry provide information about intercalating  and how to do this.   There is also general information on the Student Room and the British Medical Association.

Intercalating allows you to study for one year on a different degree course and obtain an additional degree qualification, gain experience, obtain new skills and improve your CV. 

Medical and dental students can only intercalate a BSc after successfully completing at least two years of their medical/dental courses and at least three years to undertake an MSc. Approval from the Medical School is also required.

If you are attending the MBBS or BDS programme as a first degree and receive Student Finance England (SFE) funding, the following information explains the funding available to you during your intercalation year and once you return to your programme of study. 

If you are attending the Graduate Entry Programme please contact a Welfare Adviser to discuss your funding options for an intercalated year as your pattern of funding is different.

If you receive funding from Northern Ireland, Wales or Scotland please contact a Welfare Adviser to discuss your funding options.  The Royal Medical Benevolent Fund provide a useful overview about funding intercalated years that covers all areas of the UK.

SFE fund the first four years of your MBBS or BDS course and there is normally a combination of SFE and NHS funding when you enter year five. This funding is explained in more detail in other sections of this guide. Please note that the Queen Mary University of London Bursary is not available during NHS funded years.

However incorporating an intercalated year means that the MBBS or BDS programme will become six years duration instead of five and intercalating alters the normal pattern of funding. The funding available depends on when you choose to undertake your intercalated year and whether you choose at undergraduate degree level or at postgraduate Masters Level. 

 

 Intercalating at undergraduate degree level  

Intercalating immediately after completing year two or three

If you intercalate after completing year two, your intercalated year will become your third year of study.

If you intercalate after completing year three, your intercalated year will become your fourth year of study.

If you intercalate immediately after year two or three you remain eligible to receive your usual SFE undergraduate funding during your intercalated year.  SFE funding includes:

If you started your course before September 2016, SFE funding also includes an income assessed Maintenance Grant. 

Key point: If your intercalated year is based at a University outside of London you will get a lower rate of Maintenance Loan during your intercalated year as courses held outside of London attract a lower rate of loan.

  

Funding once you resume MBBS/BDS

Returning to undertake year four of your MBBS/BDS course after intercalating in year three: the usual SFE funding remains available for your fourth year.  Years five and six will be NHS Bursary funded so a combination of NHS grants and bursaries become available as well as a reduced rate SFE Maintenance Loan. See below.

Returning to undertake year five of your MBBS/BDS course after intercalating in year four: You will not be entitled to the same funding as in previous years. Instead years five and six are NHS Bursary funded so you become eligible for the following:

You will no longer be eligible for the Queen Mary bursary.

Intercalating immediately after completing year four

 

 

If you intercalate after completing year four of the MBBS/BDS programme, your intercalated year becomes your fifth year of study.  During your intercalated year and when you return and take your final sixth year the following funding remains available: 

 You will no longer be eligible for the Queen Mary bursary.

Intercalated Degree Bursaries

 

 

 

 

There are two types of bursary for medical and dental students studying an intercalated BSc: a bursary based on academic ranking and a bursary based on financial hardship. These bursaries are administered by the School for Medicine and Dentistry and are only available to Medical and Dental students who are intercalating at Queen Mary, i.e. not students from other medical schools.

Intercalated bursaries range from £1,000 to approximately £5,000. Students do not need to make an application for an intercalated bursary as potential candidates for such bursaries will be selected by the Intercalated Degrees Committee.

A small number of the bursaries are allocated according to academic merit but the majority will be allocated based upon financial need and level of student loan debt.

For more information about intercalated degree Bursaries please contact Kate McFarlane, Student Office, Whitechapel campus (k.mcfarlaneb@qmul.ac.uk) and see FAQs 

  

 Intercalating at Masters level

 An intercalated year on a Masters course is only possible once you have successfully completed at least three years of the MBBS/BDS.  

 

Intercalating immediately after completing year three

If you intercalate after year three, your intercalated year becomes your fourth year of study. 

 As you will be undertaking a Masters course you will not be eligible for the same SFE funding you received for your first three years.  Instead you will need to apply for the SFE Postgraduate Masters Loan (PGL) and if relevant a Disabled Students Allowance.  In 19/20 the maximum loan available is £10,906.  The PGL is a contribution to postgraduate study.  It is not intended to cover all of the costs involved.

A separate Tuition Fee Loan is not available and there are no additional Grants for Dependents. So it’s important to consider beforehand whether you can afford to study at this level.  The PGL is paid directly to you in three installments and most postgraduate students decide to use towards the cost of the course tuition fees.  However, this loan may not cover the full costs of tuition fees and it’s very unlikely this loan will be sufficient to cover the course tuition fees AND your living costs so you must plan ahead.  Plan a budget and look into any additional funding options to help you decide if this is a viable option. 

 

Funding once you return to MBBS/BDS 

You will be entering the NHS bursary funded years (years 5&6) and become eligible for the following:

 

Intercalating immediately after completing year four

 

 

 

If you intercalate on an MSc after your fourth year on the MBBS programme, your intercalated year becomes your fifth year of study.

During your intercalated year, you will not be eligible for the SFE reduced rate Maintenance loan or any SFE grants as this is available for undergraduate degree level study only.

You also cannot get the SFE Postgraduate Masters Loan as this is not available during an NHS Bursary funded year.

However you remain eligible for the NHS Bursary funding.  This includes a Tuition Fee Grant of up to £9,250 for the 19/20 academic year although tuition fees for postgraduate courses can be much higher than this.  If the course fee for your intercalation year is higher you will have to self-fund the difference.  You remain eligible for the NHS grant and bursary.

It’s important to consider beforehand whether you can afford to study at this level and will be able to cover your tuition fee costs and maintenance costs. Plan a budget and look into any additional funding options to help you decide if this is a viable option.

When you return to your MBBS/BDS course for your final year, you once again become eligible for the following:

 

 The following tables provide a brief overview of the potential funding available for each year of study:

 Intercalating at undergraduate degree level - iBSc 

 

 Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

iBSc taken as year 3 (after completing year 2)

 

SFE UG Loans (and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

SFE UG Loans (and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

iBSc year =

SFE UG Loans (and the Maintenance Grant and/or Supplementary Grants if applicable) 

+

Queen Mary Bursary

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

and supplementary grants where applicable)

+

Queen Mary Bursary

NHS: Grants, Bursary and Additional Allowances

+

SFE reduced rate Maintenance Loan 

NHS: Grants, Bursary and Additional Allowances

+

SFE reduced rate Maintenance Loan 

 

iBSc taken as year 4 (after completing year 3)

 

 

SFE UG Loans (and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

SFE UG Loans (and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

iBSc year =

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

NHS: Grants, Bursary and Additional Allowances

+

SFE reduced rate Maintenance Loan 

NHS: Grants, Bursary and Aditional Allowances

+

SFE reduced rate Maintenance Loan 

 

iBSc taken as year 5 (after completing year 4)

 

 

 

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

SFE UG Loans (and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

iBSc year =

NHS: Grants, Bursary and Additional Allowances

+

SFE reduced rate Maintenance Loan 

NHS: Grants, Bursary and Additional Allowances

+

SFE reduced rate Maintenance Loan 

 

 

 Intercalating at postgraduate degree level - iMSc 

 

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

iMSc taken as year 4 (after completing year 3)

 

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

iMSc year = SFE Postgraduate Masters Loan and Disabled Student Allowance if applicable.

NHS: Grants, NHS Bursary and Additional Allowances

+

SFE reduced rate Maintenance Loan

(ELQ exception*)

NHS: Grants, Bursary and Additional Allowances

+

SFE reduced rate Maintenance Loan

(ELQ exception*)

iMSc taken as year 5 (after completing year 4)

 

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if 

+

Queen Mary Bursary

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

SFE UG Loans(and the Maintenance Grant and/or Supplementary Grants if applicable)

+

Queen Mary Bursary

iMSc year =

NHS: Grants, Bursary and Additional Allowances(Tuition Fee Grant capped at £9,250)

NB. The SFE PG Masters Loan and reduced rate Maintenance Loan is not available.

NHS: Grants, Bursary and Additional Allowances

+

SFE Reduced Rate Maintenance Loan

(ELQ exception*)

* ELQ Exception explained:  If a student already holds an Equivalent level qualification (ELQ) or a higher level qualification than the one they are studying, normally they will not be eligible for any further SFE loans for their current course.  However there is an exception for Medical and Dentistry students that allows the reduced rate Maintenance Loan to continue to be available.


Disclaimer:
Law, regulations and policies can change quickly. The information on our website is given in good faith and has been carefully checked but QMUL cannot accept responsibility for any errors or omissions. QMUL is not responsible for the content or reliability of the linked websites which are provided for further information.

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