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Are there any other QMUL hardship funds I can apply for?

Are there any other Queen Mary hardship funds I can apply for?

Emergency Loans

If you are in sudden financial difficulty and you need to borrow a small amount of cash, you can apply for a discretionary emergency loan from Queen Mary. This is a small cash loan, which can often be paid to you on the same day that you apply.

Short term loans

If your Student Finance payment is late or other money is temporarily delayed, and you will have no money for a period of time, you can apply for a short term loan from Queen Mary to help pay your living costs until your money arrives. This loan can take a few days to arrange and is usually paid directly into your bank account.

Will I have to pay interest on my emergency or short term loan?

No, both loans are interest-free.

How can I apply for an emergency or short term loan?

They are administered by the Bursaries, Grants and Scholarships office. To apply, go to the Student Enquiry Centre, ground floor, Queens Building, or email or call 020 7882 5079.

When do I need to pay back my emergency or short term loan?

You just need to pay the loan back as soon as you are able to. This will normally be once your delayed funds have arrived, or you have received other money you normally rely on such as money from part time work or family. You cannot usually be considered for another loan or an award from Queen Mary hardship funds until you have paid back the money you owe.

Short term loans from the Students’ Union

Queen Mary Students' Union can offer a short-term loan of up to £100 to help students who have run into unexpected financial need due to a cash flow problem. For example, if you are waiting for your wages to be paid and you need to make a payment. These loans are interest free. You must be able to demonstrate a realistic repayment schedule. There is more information online, including a link to log into the Queen Mary Students' Union (QMSU) website and complete a short form to arrange an appointment with a member of staff in the Students' Union to discuss your application.

The Wellbeing Fund

If you started your course from 2018 onwards, you can apply to QM Wellbeing Fund for help towards the cost of participating in societies, sports or undertaking volunteering opportunities. These these do not need to be associated with QMSU or QM and you can use this money for any extra-curricular activities which would improve your wellbeing whilst at university. 

Awards are based on household income which needs to be between £20,000-42,600.

For more information see:

This deadline for applying is 10 July 2020.

The QMSU Club Sport Hardship Fund

The QMSU Club Sport Hardship Fund will be used to subsidise costs associated with sports participation for students in financial hardship. This is intended to remove the financial barriers which can prevent many students from accessing sport. By widening access to sport, more students will be given the opportunity to improve their physical and mental well-being, as well as gain transitional employability skills.

For more information and an application form, please see the QMSU webpage. The application form explains which groups of students are considered a priority for this fund. Applications are considered each month, so you need to apply by the last Friday of the month to get a decision by the middle of the following month.

Queen Mary Scholarships and Bursaries

For a full list of Queen Mary Scholarships and Bursaries offered for 2019/20 see the Queen Mary Bursaries, Grants and Scholarships webpage.


If you are only eligible for an EU Tuition Fee Loan and no Student Finance for living costs, you would not normally be eligible for a short term loan from Queen Mary. This is because you do not have a guaranteed source of income such as loans or grants, which you could use to repay the loan. However, you would still be eligible to apply for an emergency loan from Queen Mary, and to apply for a QMSU short term loan.

Law, regulations and policies can change quickly. The information on our website is given in good faith and has been carefully checked but QMUL cannot accept responsibility for any errors or omissions. QMUL is not responsible for the content or reliability of the linked websites which are provided for further information.

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